Home Desserts Cream Cheese Banana Bread (Easy Recipe)

Cream Cheese Banana Bread (Easy Recipe)

The next time you’re craving banana bread, try this insanely good cream cheese banana bread recipe.

It’s a fun, indulgent twist that’ll leave you hooked.

Cream cheese banana bread sliced on a chopping board
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Ditch your traditional banana bread recipe and check out this rich and creamy cheesecake-filled quick loaf.

Yes, you read that right!

This banana bread is just as sweet and fruity as any other. But it’s also got a thick layer of sweetened cream cheese in the middle.

Are you drooling too?

Easy to make, ridiculously tasty, and ready in a flash, this isn’t one to miss.

Cream Cheese-Filled Banana Bread Recipe

What do you get when you mix banana bread with rich, tangy cream cheese?

Magic! 

Seriously, this cream cheese banana bread is one of life’s easiest and most delicious treats.  

It takes an already hugely popular dessert and amps it up to eleven. Because cheesecake makes everything better, right?

It’s a simple concept – bake sweetened cream cheese in the middle of the batter – but it yields something extra special.

Ready to get started? Me too!

Cream cheese banana bread sliced on a white plate

Ingredients

This recipe looks like most banana bread recipes. The only difference is the filling, and that needs pantry staples!

In fact, the only “extra” thing you need is cream cheese.

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  • Butter – for moisture and richness. Feel free to use salted butter if you like, just be sure it’s melted and cooled.
  • Brown & White Sugar – white for sweetness and a crisp (ish) edge and brown for a nice molasses flavor. There’s also a little white sugar in the filling.
  • Eggs – they go in the batter to help the bread rise, and into the filling so it sets. Make sure they’re at room temp before you begin.
  • Sour Cream – this brings richness and moisture to the loaf. Swap it out for Greek yogurt if that’s all you have.
  • Bananas – of course! Make sure they’re brown-black and super fragrant.
  • All-Purpose Flour – again, this goes in the banana batter and the filling. I use all-purpose because it’s cheaper and readily available.
  • Baking Soda, Baking Powder, and Salt – to help the bread rise and balance the flavors.
  • Cream Cheese you can’t have a cheesecake filling without it! Use full-fat, room temp cream cheese for the best results.
Sliced Cream Cheese Filled Banana Bread

How to Make Cream Cheese Banana Bread 

To make this upgraded banana bread, all you do is add a layer of sweetened cream cheese to the middle.

You’ll find detailed instructions at the bottom. But here are the main points:

1. Preheat the oven and prep the loaf pan.

Preheat the oven to 350 degrees Fahrenheit (175°C), the lightly grease a 9×5-inch loaf pan with cooking spray.

I usually add parchment, too, since the sugar in the filling can stick.

2. Make the banana bread batter.

Start by blending the melted butter with the white and brown sugar. Use a regular whisk and beat until it looks uniform.

Then, beat in the eggs, one at a time, followed by the sour cream, mashed bananas, and vanilla.

Whisk until smooth, and you no longer see streaks of egg white.

Finally, add the flour, baking powder, baking soda, and salt. Use a spatula and gently stir until smooth.

3. Make the cream cheese filling.

In a separate bowl, whisk the cream cheese by hand until smooth.

Scrape down the sides of the bowl, add the sugar and flour, then whisk again until smooth.

Scrape the sides of the bowl, add the egg, and whisk one last time until smooth.

4. Fill the loaf pan and bake.

Pour half of the banana bread batter into the greased loaf pan and gently spread it out with a spatula until flat.

Spoon the cream cheese filling into the middle and carefully spread it over the batter.

This doesn’t have to be perfect but take care not to mix it into the batter.

Add the rest of the batter on top, then place it in the oven for about 50 minutes,

5. Cool, serve, and enjoy!

Since this has a creamy filling, you need to let it cool completely. And it’s best if you can chill it slightly, too, before serving.

I usually leave it to cool on the counter for about an hour, then pop it in the fridge for an hour.

Cream cheese banana bread on a white plate

Tips for the Best Banana Bread 

  • Don’t overmix the batters. If you work them too hard, the bread will be dry, and the filling won’t have a smooth, velvety texture. That’s why it’s best to mix by hand.
  • Add tasty toppings. Make it extra special with nuts, chocolate chips, banana slices, or toffee bits. Yum!
  • Let it cool completely before cutting into it. I know I mentioned this before, but if you cut it while it’s warm, the filling might split from the bread.
  • Bake for 30 minutes, then spin it in the oven. This should ensure even baking.

How to Store

Cream cheese banana bread is a delicious and unique recipe that combines the classic flavor of banana bread with the tangy creaminess of cream cheese.

The result is a moist, flavorful dessert that’s perfect for any occasion. But how do you store it?

Well, there are three main ways:

  • Room temperature – Store it at room temperature for a couple of days. Just make sure to cover it with a towel or foil.
  • Fridge – The best way to store it is in the fridge. Wrap it with plastic, then keep it cool, and it should last 5-7 days.
  • Freezer – Wrap the cold bread in plastic and foil, then freeze for up to three months.

I usually don’t recommend freezing things with a lot of dairy (check out “can you freeze cream cheese” to learn more.)

But since it’s baked, the cream cheese filling should hold just fine in the freezer. Just not for more than three months!

More Banana Bread Recipes You’ll Love

Ina Garten’s Banana Bread
3-Ingredient Banana Bread
Brown Butter Banana Bread
Cake Mix Banana Bread
Jamaican Banana Bread

Cream Cheese Banana Bread (Easy Recipe)

Servings

8

servings
Prep time

20

minutes
Cooking time

55

minutes
Calories

381

kcal

The next time you’re craving banana bread, try this insanely good cream cheese banana bread recipe. It’s a fun, indulgent twist that’ll leave you hooked.

Ingredients

  • For the Banana Bread
  • 1/2 cup unsalted butter, melted

  • 1/2 cup light brown sugar

  • 1/4 cup white sugar

  • 1 large egg

  • 1/4 cup sour cream

  • 1 teaspoon vanilla extract

  • 2 ripe bananas, mashed

  • 1 cup all-purpose flour

  • 1/2 teaspoon baking soda

  • 1/2 teaspoon baking powder

  • 1/2 teaspoon salt

  • For the Cream Cheese Filling
  • 1 package (4 ounces) cream cheese, room temperature

  • 1 large egg

  • 1/4 cup white sugar

  • 3 tablespoons all-purpose flour

Instructions

  • Preheat the oven to 350 degrees Fahrenheit (175 degrees C), and lightly grease a 9×5-inch loaf pan with cooking spray or oil. Add a layer of parchment to keep the filling from sticking.
  • To make the banana bread batter, whisk the melted, cooled butter with the brown and white sugars until smooth. (Do this by hand.)
  • Add the egg, sour cream, and vanilla, and whisk by hand until no streaks remain.
  • Stir the mashed bananas into the mixture with a spatula.
  • Add the flour, baking soda, baking powder, and salt, and gently stir with a spatula until just combined. Set aside.
  • To make the filling, whisk the cream cheese (by hand) in a separate bowl until smooth.
  • Scrape the sides of the bowl, then add the white sugar and flour. Whisk until smooth.
  • Scrape the sides of the bowl, then add the egg and whisk until combined.
  • Pour 1/2 of the banana batter into the prepared loaf pan and gently spread it until flat.
  • Spoon the cream cheese filling evenly over the top.
  • Add the last of the banana bread batter to the pan and gently spread until flat.
  • Bake until the top is firm and bounces back when gently pressed, about 50 minutes.
  • Cool in the pan for about 5 minutes, then turn it onto a wire rack to cool completely.
  • Chill in the fridge for about an hour before slicing and serving.
Cream Cheese Banana Bread

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author avatar
Kim - InsanelyGood
Hey there! I'm Kim. I love running, cooking, and curling up with a good book! I share recipes for people who LOVE good food, but want to keep things simple :)

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